Australian Journal of Business and Social Science

Tokenized Stablecoins in FinTech Markets: Regulatory Challenges, Systemic Risk and Monetary Policy Implications

C. L. Kow

Australian Journal of Business and Social Science, Volume 1, Issue 1, pages 49-56. Published 16 February 2026.

DOI: https://doi.org/10.66397/260107.20260810

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Abstract

As digital assets evolve, this paper explores the intersection of stablecoins and traditional monetary policy. It identifies systemic risks and proposes a regulatory framework to balance innovation with financial stability.